|
Here are two insurance providers that can provide you with cover during your stay in New Zealand. Both website can will give you a quote.
Unicare Inbound Travel Insurance - click here to complete the form. Please choose the correct Visa type - Visitor or Student
Southern Cross International Student Insurance - click here for a Student Visa
Southern Cross Visiting New Zealand Travel Insurance - click here for a Visitor Visa
{mospagebreak title=Insurance Checklist&heading=Approved Providers}
Medical and travel
insurance is compulsory for all international students studying in
New Zealand.The following checklist will help you to assess an
insurance policy and decide if it will meet the Lake Wanaka Language
Centre requirements. Please do not purchase a policy until you are
satisfied that it is acceptable. Remember that you can arrange your
insurance through the school if you choose to.
|
The
following benefits are required in order for travel and medical
insurance policies to be accepted by Lake Wanaka Language Centre.
|
LWLC
MINIMUM requirements and MINIMUM Sums Insured (NZ$)
|
|
The
insurance commences on the day you begin travel to New Zealand
|
Yes
|
|
The
insurance applies whilst you are in transit to and from New
Zealand
|
Yes
|
|
The
insurance applies whilst you are in New Zealand during your
period of study
|
Yes
|
|
The insurance applies
for trips out of New Zealand during the period of study.
NB
If an existing policy does not apply for trips out of New Zealand
you may purchase an additional medical and travel insurance
policy that meets Lake Wanaka Language Centre’s minimum
requirements in this regard.
|
Yes
|
|
The
insurer/re-insurer is a reputable and established company with
substantial experience in the travel insurance business, and has
an excellent credit rating. AAA is the highest rating. The
credit rating should be no lower than BBB from Standard and
Poors, or B+ from A M Best.
|
Yes
|
|
The
insurer is able to provide you with emergency 24 hour, 7 day per
week cover
|
Yes
|
|
Medical
benefits must include, but are not limited to:
|
Yes
Yes
Yes
Yes
Yes
|
|
There
is no excess applied to medical claims, the insurance covers 100%
of the cost.
|
Yes
|
|
The
insurance covers the costs of repatriation, specifically the cost
for medical professionals to accompany you to your home country
if you become seriously ill, or you are seriously injured or
killed during your period of study in New Zealand. .
|
Unlimited
|
|
If you become
seriously ill or die in New Zealand the insurance covers the
costs for
two
parents/relatives/guardians to fly to New Zealand on the first
available flight and return to their home country
day-to-day
accommodation and reasonable living costs in New Zealand for the
parents/relatives/guardian.
|
Yes
$50,000
$50,000
|
|
The
insurance covers the costs of repatriation of body
|
Yes
$100,000
|
|
The
insurance covers funeral costs if repatriation of body is not
required
|
Yes
$100,000
|
|
The
insurance covers costs of flying you to your country of origin
and back to New Zealand to complete study if members of your
immediate family living in your country of origin become
critically ill or die.
|
Yes
$50,000
|
|
The
insurance provides personal liability cover in case of accidental
damage to property.
|
Yes
$2,500,000
|
|
The
insurance covers the costs of consultations with a medical
professional in relation to mental illness.
|
Yes
$10,000
|
|
The
insurance covers educational fees lost due to unforeseen events
and not recoverable from any other source.
|
Yes
$50,000
|
|
The
insurance covers baggage, personal effects including household
items brought with you to New Zealand, or purchased in New
Zealand, including items like expensive musical instruments, lap
top computers and sporting equipment. Personal effects must be
covered while travelling to and from New Zealand, while
travelling and while resident in New Zealand during the period of
study.
|
Yes
$3,000
per item
|
|
The
insurance covers costs incurred by travel delay.
|
Yes
$2,000
|
|
The
insurance covers costs incurred by missed transport connection.
|
Yes
$2,000
|
|
The
insurance provides cash benefits to you if you are hospitalised
in New Zealand during the period of study.
|
Yes
$100 per.day
$10,000
in total
|
Disclaimer:
Lake Wanaka Language Centre recommends students read the insurance policy
wording carefully, taking particular note of exclusions. Lake Wanaka
Language Centre takes no responsibility for misunderstandings over
insurance content or conditions.
While this information is
correct at the date of publication, Lake Wanaka Language Centre
reserves the right to alter minimum insurance requirements should the
need arise.
{mospagebreak title=Recommended Components}
The
following additional components are recommended but are not required
in order for a policy to be accepted by Lake Wanaka Language
Centre
- The
insurance covers the cost of expatriation, which means the cost of
returning you to New Zealand, following repatriation, in order to
continue your studies.
- The
insurance provides additional cover to that listed above in the event
of serious illness, disablement by injury or death.
- The
insurance provides continuation of medical treatment after you return
home intending to stay permanently.
- The
insurance provides cover for rental vehicle excess payments.
- The
insurance provides cover for the return of rental vehicles in case of
emergency
- The
insurance covers the costs incurred by false arrest, kidnap and
ransom or hijack
|
